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This means the game is quite simple especially as there are only three possible bets that can be made. Each player takes it in turns to deal from the shoe there is however no advantage to be gained from it and it is just part of the tradition of the game. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. All picture cards count as 10 and aces count as 1.
Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 0 then he must draw. If the dealer has 2 then he must draw. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 7 then he must stand. If the dealer has 8 then he must stand. Calculations have been made that show the odds of the player winning are 442%, losing 455%, and 93% to tie. Thus it would seem to be to your advantage to bet on the house winning on every hand. You may have heard of the 1 - 3 - 2 - 6 baccarat system. With this approach you keep track of what you bet over the course of four hands. With this specific baccarat system, you can risk two dollars for a return of ten. If you win the first bet but lose the second, that's two units you've lost. If you win the first three bets but lose the fourth, you break even. If you lose the second bet five out of six times, and then win four consecutive bets once, you break even. To even out the odds the house charges a commission (usually 5%) on winning player bets placed on the house. This assumes the commission is the usual 5%, should the commission change then you have to change strategy. Removing the tie hands in the event there is no payoff, the odds of the player winning are 492% and for losing 508%. For various commissions we can calculate the following average payoffs then, assuming 100 wagers of $1 were made.
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