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The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. All picture cards count as 10 and aces count as 1.
Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 0 then he must draw. If the dealer has 1 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 7 then he must stand. Calculations have been made that show the odds of the player winning are 442%, losing 455%, and 93% to tie. Thus it would seem to be to your advantage to bet on the house winning on every hand. Baccarat systems are few and far between.
So if you lose the first bet using this baccarat system, you lose one unit. If you win the first bet but lose the second, that's two units you've lost. If you win the first three bets but lose the fourth, you break even. If you lose the second bet five out of six times, and then win four consecutive bets once, you break even. The casino's always win in the long run. Don't doubt it. To even out the odds the house charges a commission (usually 5%) on winning player bets placed on the house. If the commission is less than 5% then it is always to your advantage to bet with the house, while if the commission is more than 5% it pays to bet on the player winning. For various commissions we can calculate the following average payoffs then, assuming 100 wagers of $1 were made.
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