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Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. Each player takes it in turns to deal from the shoe there is however no advantage to be gained from it and it is just part of the tradition of the game. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. All picture cards count as 10 and aces count as 1.
Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If the dealer has 1 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 8 then he must stand. Calculations have been made that show the odds of the player winning are 442%, losing 455%, and 93% to tie. Baccarat systems are few and far between. That is, systems that are designed specifically for that game, but many other mathematical betting systems may fair well in this general card game. You may have heard of the 1 - 3 - 2 - 6 baccarat system. With this approach you keep track of what you bet over the course of four hands. The objective of course is to bet a little with the potential for a larger return. If you win the first bet but lose the second, that's two units you've lost. This system will work only in the short term. Don't doubt it. How should this change the way a player wagers?
Factoring in the commission it turns out that you are still slightly better off by betting that the house will win. Removing the tie hands in the event there is no payoff, the odds of the player winning are 492% and for losing 508%. For various commissions we can calculate the following average payoffs then, assuming 100 wagers of $1 were made.
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